Territory Manager-2 Wheeler Loan, Jagdalpur

Job Requirements Role/Job Title: Territory Manager– 2-Wheeler Loans Function/Department: Retail Banking Job Purpose: The Territory Manager – 2-Wheeler Loans is responsible for sourcing and managing loan business through dealers, and existing channel partners. The role focuses on building a high-quality loan portfolio while ensuringadherence to internal policies and regulatory guidelines. The role holder is expected to lead a team, maintain strong market relationships, and drive business growth in a sales-supportive yet risk-conscious manner, contributing to the broader objectives of the bank's retail lending business.Roles&Responsibilities: Source and manage business through dealers, and other market channels. Acquire new customers and ensure consistent loan disbursement volumes. Maintain a high-quality loan portfolio by minimizing delinquencies and rejections. Monitor and guide channel partners to ensure alignment with business goals.Stay updated on retail asset products, operational processes, and market trends. Identify evolving market dynamics and develop strategies for channel development and customer acquisition. Ensure adherence to all internal policies, processes, and compliance guidelines. Recommend improvements to sales processes and credit policies to enhance operational efficiency and customer service quality.Foster collaboration across departments to ensure seamless service delivery and customer satisfaction. To improve the sourcing from the strategic alliances and direct channels. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 5to 10 years of experience.