Health Insurance Add Ons Explained Smart Choices For Better Pro, Chandigarh

Health insurance add ons have become increasingly crucial for comprehensive medical coverage in today's uncertain times. Prior to Covid-19, consumables made up only 3-5% of hospital bills, which was manageable. Since this percentage has surged due to increased demand for PPE kits and disposable items, many insurers now offer consumables cover as an add-on. We often overlook the importance of health insurance riders when purchasing a basic policy. For as little as ₹400 per month, a couple in their early 30s can secure ₹5 lakh of basic health insurance. However, this standard coverage might leave critical gaps in your protection. Health insurance riders and addon insurance options fill these gaps, sometimes at surprisingly affordable rates.