Credit Manager Hl Lap Retail, Goa

:- To conduct initial screening of credit proposals with the required due diligence and ensure that all information required to take a credit decision is captured in the proposal. To ensure that all proposals are compliant with all the norms of credit policy, RBI regulations and other statutory regulations. To maintain stipulated TAT in credit appraisal process and co-ordinate with sales team for faster decisions to improvise TATs of the overall sanction process. To ensure that the property risk & customer risks are managed. Review and monitor quality of portfolio and Vendor management Review the Audit queries and ensure such queries gets resolved and do get repeated in future To ensure that the industry , market , reputation etc risk & customer risks are managed. Training to various stakeholders on policy , process, compliance & product programs & developing training contents from training aspects . Portfolio management including early delinquencies & NPA , peer delinquent reviews , SLA drafting , SOP developments , implementation of recent technology tie ups. Vendor management – managing & monitoring vendors within the defined framework of the organization & ensuring that compliance is duly followed . Data management , reporting and review monthly information system to enable stakeholders to have insights into various activities. Following due diligence viz. fraud identification & management , reporting fraud to relevant authorities. Stake holding management
- managing different stake holders viz. business , collections , ops , sales , policy , product and compliance Apply on Kit Job: kitjob.in/job/4mfeaj