Credit Intelligence&Control- CD - Officer - Nashik, Srinagar

Group Company: HDFC Bank Limited Designation: Credit Intelligence&Control- CD - Officer Position description: Providing support towards reducing fraud risk in the Consumer Durables product Primary Responsibilities: To conduct Risk based checks on the consumer durable loan applications sourced by the Relationship Officers at the respective Dealer outlets. Checking for anomalies such as freelancer / third party sourcing at the concerned dealer outletTo support in carrying out investigations on all suspected risk marked cases and also on frauds detected post disbursement and and assist in initiating remedial procedures towards recovery to conduct Seeding and Mystery Shopping activity on the RO's and the Dealership. To conduct regular visits to the dealerships and check for any suspicious activity and highlight the same for immediate action.To conduct minimum 60 visits in a month which includes a) dealer surprise visits and all the field referrals, b) RO Profile checks. Responsible for gathering concerns on any issues related to misconduct by the RO's at the dealership. To conduct monthly trainings of all the RO's on the basic compliance requirements as well as Dos and Don'ts on hygiene related items.Operation Desk Screening&sampling and Post disbursal Sampling, responsibility to highlight the disconnect and reporting the same through MIS. Additional Responsibilities: Engaging with Business and Credit unit to discuss and resolve matters pertaining to specific cases MIS reporting to Location managers and Regional teams on various data requirementsRequired work experience Industry: BFSI Role: Fresher/Sales Years of experience: 0 to 5 Key Performance Indicators: Proactive, Ability to complete the given task within defined time period Required Competencies: Honesty&integrity Hard&smart working Go getter attitude Ability to convince&influence Good communication Skills Proficiency in excel and adequate system knowledge. Other: Reporting Designation: Location Manager Reporting Department-Sub BU: CIC - CD Work Environment Details: Field work Other details Contract Types: PERMANENT