Senior Credit Manager – Residential Tumakuru

ABOUT THE ROLE

APW Finance Pty Ltd is a growing Australian mortgage business seeking an experienced Credit Manager to join our India-based operations team. You will oversee a small team of credit analysts, manage the end-to-end loan assessment pipeline, and serve as a key liaison between mortgage brokers, clients, and settlement agents — ensuring every file meets Australian lending compliance standards from submission through to settlement.

Salary: Remuneration is fully commensurate with experience. Candidates with robust ANZ Bank or Australian mortgage industry backgrounds will be rewarded accordingly — we value the right expertise and pay competitively for it.

KEY RESPONSIBILITIES


• Lead and manage a team of 3–4 credit analysts, providing day-to-day guidance, quality oversight, and performance support

• Monitor and manage the mortgage brokers inbox, triaging and prioritising incoming loan applications and queries

• Review all submitted loan files for compliance with Australian regulatory requirements (NCCP, responsible lending obligations) and lender policies

• Assess residential and commercial mortgage applications, identifying risk factors, documentation gaps, and credit merit

• Liaise with customers directly to clarify application details, request supporting documents, and provide timely loan status updates

• Coordinate with settlement agents to facilitate smooth and timely loan settlements, managing any issues that arise pre- and post-approval

• Conduct periodic loan reviews and assist in continuous improvement of credit assessment processes and workflows

• Prepare credit reports and escalate complex or non-conforming applications to senior management as required

REQUIRED EXPERIENCE


• Minimum 5 years in a credit manager or credit analyst role- Australian Mortgage Industry experience

• Direct experience with Australian residential and/or commercial mortgage products

• Solid understanding of Australian lending compliance and NCCP obligations

• Experience w Apply on Kit Job: kitjob.in/job/4lsedd