Credit Intelligence&Control- SLI - Officer - Thanjavur

Group Company: HDFC Bank Limited Designation: Credit Intelligence&Control- SLI - Officer Position description: Providing support towards reducing fraud risk in the SLI product Primary Responsibilities: To conduct Risk based checks on Groups and Group members post disbursement Checking existence of groups and members Checking for anomalies such as member exit from group OR members from same family etc.Checking Involvement of 3rd party in the loan structure and in sourcing process Checking approved Geo limit in between the group member. Any unauthorized financial transactions carried out by the bank staff or associated staff for facilitate the loan. Verifying RM, Credit FE and SO visit conducted at the time of sourcing stage.Checking maintenance of records by group and group members for e.g. 100% attendance at time of BET (borrower eligibility test), borrower cannot have more than 2 loans other than HDFC bank Confirming loan availed by members and end use Scrutiny of KYC documents held by the applicant Responsible for gathering concerns on any issues related to misappropriation of funds, higher EMI / higher interest charges collected from group membersInstilling confidence in group members to admit any kind of wrong practices happening with regards to group management Support in carrying out investigations of frauds detected post disbursement and initiate remedial procedures towards recovery and legal recourse Additional Responsibilities: Engaging with Business and Credit unit to discuss and resolve matters pertaining to specific casesHighlighting instances to Business and Credit of instances where group members' contractibility was low. MIS reporting to Location managers and Regional teams on various data requirements Highlighting incorrect information updated in the loan structure i.e. Incorrect Mobile no. KYC's Required work experienceIndustry: BFSI Role: Fresher/Sales Years of experience: 0 to 5 Key Performance Indicators: Proactive, Ability to complete the given task within defined time period Required Skills: Honesty&integrity Hard&smart working Go getter attitude Ability to convince&influence Good communication Skills Proficiency in excel and adequate system knowledge. Other: Reporting Designation: Location Manager Reporting Department-Sub BU: CIC - SLI Work Environment Details: Field work